Nico "Fitzroyal" Capital 💸 (@nicocapital) • Hey
Baller.
Founder of @pensionfi
Publications
- There’s more than 600m latinoamericans doug.
Whats 0,2% of that ???
- 🤙🤙🤙
- 💪👌
- 🫶🔥
- 🔥👇
- We on a mission to onboard 1 M latinoamericans to this new system !!!!!
- SHIT !!!
I never write long format.
But may be I should.
Feels good to tell a full story. Not just the 100 character summarization.
Love u people
U dope
Keep grinding
All the way to the top,
No stop.
🫡🚀
- PART 5
So I started building Pension Fi.
What is Pension Fi ?
Its a decentralized pension system.
It works like a charm. No matter where you are in the world you can access. Yes, even if you live in Argentina or Venezuela too.
Its simple.
Its profitable
Its transparent.
Its cool.
And I did it.
I mean, Im doing it now.
And you are welcome to witness 😉
Give @lens/nicocapital a follow doug.
We disrupting a Trillion dollar industry.
And we do it here.
On @lens/lens
🫡
- PART 4
Traditional pension systems around the world had a lot of “issues”;
- They are not very transparent.
- They are not very simole to comprehend.
- The returns had been decreasing for the last decade.
- politicians wanted to expropate.
- fees were quiet high and people paid the higest fee options whithout even knowing about it.
- worst of all: Pensions were really Bad. They were low. They are low.
- Unsustainable. Retirement systems accross the world deal with an “unconvinient truth”; people are living longer and longer, and Goverments around the world don’t have the $$ to pay the pensions they promised. Social “Security” anyone ?
So anyway. DeFi could solve that. This was the solution to all these problems!!
So Pension Fi was born.
- Then. I realized something.
I didnt want to do this shit.
I didnt want to be exposed. Publicly recognized. Didnt want to be an “influencer”.
Always hated that word. Influencer
I just wanted to make money from my business doug. Not be a celebrity & show you how I make my eggs in the morning.
So anyway, this is also when I came across crypto.
Ethereum. DeFi summer hits. @lens/aave protocol.
Holy shit.
So this dude from fucking Finland comes around and builds a Descentralized Bank. And I couldn’t believe it. I go all in.
I start digging the DeFi rabbit hole now & then had yet another realization 💡
So just like Aave solved banking, and the ridiculous interest rates this fuckers charge us.
Maybe DeFi could solve pensions 💡
And this brings us to part 4, is it 4 ?
- So anyway, the thing is my account just took off like wildfire.
I went from 1 to 20k followers in months.
People couldn’t get enough of it. Some tweets of mine got 100k s of views. Many RTs. Many hate. Much love too. Controversial. Just how I like it.
I quit my job and decided to build my community full time.
This is now 2020.
I build an online business from my brand. Got a contract with one of the largest asset managers in the region.
After the pandemic, start travelling the world. Realized I could do my business from anywhere. All I really needed was internet connection.
I go to Dominican Republic for 4 months, Argentina for 3 months, Europe 3 months, USA 2 months… you name it. I was there.
Anyway, so this leads us to part 3.
- I’ve been involved with the pension industry for a long time.
It was back in 2016 when I was finishing Business School in one of the top universities in Latam when chaos struck out on the streets.
People were protesting. They were complaining about the pensions.
It was funny because just that same year I took a class called “Capital Markets” where the teacher basically showed slide after slide, paper after paper, graph after graph how good the pension system was in Chile and how it had helped shape and grow the whole economy in my country.
Basically he was saying private pension funds were the reason the country grew so much from 1980s till now, and became the richest country in the region.
But people were complaining doug. I couldn’t understand
So what I do ?
I go in the rabbit hole. I start doing my research. Studying and reading any piece of information I can get my hands on.
Got a job at a Family Office managing US$ 300 millies, investing in global equities. Learnt how money was actually managed.
After this in 2019, chaos struck out again. But this time it was bad. People burning shit down. I was there. I saw it with my own eyes.
We meet at a friend’s house and figure out what to do to get the country back.
I propose since we live in a digital age we should create accounts on social media and defend the system.
Share data, information that people need and not fall for political slogans.
None of my friends followed the proposal. Only I did. So Nico Capital was born.
Next story in part 2.
Share. Comment. Would love to know your thoughts so far.
- 🚙
- .
- Whatever she said
- 😜📊
- Lensconomy FTW!
- Idk, for me April has been a good month in dev progress so far. But maybe it has to do with the moon or smth
- Why. What happened ?
Where’s Shaq and Karl Malone of our era
- Ppl that just watch ball, they dont play, they aint ballers
They watchers
They watch ballers
They dont ball 🤷♂️🏀
- Will look for the video where Im dunking an American football 100% barefoot in Venice Beach last yr
Gotta be smwhere
- This sn interesting take actually. What do y’all think ?🤔
- Ok I know. I gotta admit this. Im a baller yet I havent watched 1 min of NBA Playoffs.
I really dont have time for it rn.
Just watch the Finals
& just play real ball and dunk on real people 🤷♂️🏀
- Yo looking for a web designer
If you know someone tag em below 👇
- @lens/paulburke is the 🐐
- Dealing with Banks is very stressing. We should burn them all
- I want to go to @lens/paris and take a picture on top of the Eiffel Tower
- Yooo @lens/seliqui. Have a couple questions about @lens/superfluid
Where best to reach
- I told you
- Oops. Machine exploded. G(y)m
- Yes, they want to relax.
- Where @@lens/iremer when you need her
- Guys this is as good as it gets with my design skills🤣🤣 Dont ask for moar
- Lets tokenize Patagonia mfers !!
- Check out these guys from Chile tokenizing trees 🌲👀
- Watching my friend in the Senate. Maybe I go next
- Yo WTF happened to @club/bonsai though😧
- I just had the coolest idea EVER.
Gonna share with u when I can
- When I say that every meme coin is a **SHITCOIN**,
I actually also include the **BIGGEST** shit coin of them all....
It is worth Trillions, and its making hodlers poorer and poorer every single day.
**THE US DOLLAR 💵 👎**
**COLLECT** this piece of financial history, as meme coins evolve to take over the whole financial system.
**SHARE** this, and if your follower collects, you get a 50% fee.
Let's spread the word.
Let's build a coin that is actually beneficial to its holders, not just the creator.
Here on Planet Earth and beyond ⚜️
- Who is Soulja Boy and what the heck is that dance ?
Who is Soulja Boy ?????????
Youuuuuuuuu
- Oh hello there.
This Nico Capital 🫡
- I think more of these experiments should be done on @lens/lens
- 🫡🍻
- Good times😌😎📊
- Yessssss. Do you @lens/trustmebro ?
- I remember when I was the first person on web3 social to ask for a loan from my audience. That was a cool experiment..
- I didnt know u could do this on @lens/hey
- Hey anon, where are you connecting from ?
- Ppl think latino means u short and brown.
They keep forgetting Europeans came here 100s of years ago too
- Kfjdhslslfkfslilbitch wuu
This is quote from Future