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Big news in the real estate market! There is a saying to reduce the "stock mortgage interest rate" Original Liu Xiaobo Today (July 14th) at 10:00 am, t

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In the first half of the year, the central bank issued 3.5 trillion new housing loans, but the medium and long-term loans of households only increased by 1.46 trillion. If we understand the medium and long-term loans of households as housing loans, the difference in the middle is about 2 trillion yuan, which is the amount of early repayment of housing loans in the first half of the year. Historically, there are precedents for additional discounts on existing mortgages. The time was at the end of 2008 and the beginning of 2009, when the bank offered discounts to existing mortgage customers. Before the discount, everyone’s mortgage interest rate was generally 15% off the benchmark interest rate, and after the discount it was changed to 30% off.